Tag Archives: Natural Disasters

Records show Natural Disasters are becoming frequent and expensive

weather disasters by state

Important Takeaways:

  • Nine out of the 10 years with the highest number of natural disasters occurred in the last decade.
  • The number of natural weather disasters with damages of more than a billion dollars has increased over the last forty years, from an average 3.3 per year in the 1980s to 17+ from 2014–2023.
  • Since 1980, there have been 395 natural weather disasters in the US with total costs over $1 billion in 2024 dollars, including 201 severe storms, 63 tropical cyclones (or hurricanes), 44 floods, 31 droughts, 24 winter storms, 23 wildfires, and nine freezes.
  • In total, these disasters cost $2.77 trillion (adjusting for inflation) and took the lives of nearly 16,500 people.
  • The bulk of these events happened post-1990: In the 1980s, there were a total of 33-billion-dollar natural disaster events, with 2,994 deaths. In the last 10 full years (2014–2023), this number rose to 173, resulting in 5,872 deaths. All told, nearly 40% of the billion-dollar climate events that have hit the US since 1980 happened between 2017 and the present day.
  • 2023 had the most billion-dollar natural disaster events of any year to date.
  • Which types of natural disasters are the costliest?
  • Major tropical cyclones, including hurricanes, have done the most damage in terms of both total costs and loss of life.
  • The eight costliest natural disasters since 1980 were all tropical cyclones, with 2005’s Hurricane Katrina as the costliest at $200B. After adjusting for inflation, these eight events accounted for $888 billion in damages. Cyclones account for just over half of all costs associated with billion-dollar disasters, with approximately $1.4 trillion in total damages.
  • Tropical cyclones were also responsible for 6,934 deaths, or 42.0% of the total caused by billion-dollar disasters, with the two most fatal — Katrina and 2017’s Hurricane Maria — accounting for 4,814.
  • Droughts, which can be fatal during extreme heat, accounted for another 27.4% of deaths, though most of those were pre-2000.
  • There have been 395 billion-dollar natural disasters since 1980.
  • Which states are most affected by natural disasters?
  • Historically, the South, Central, and Southeast regions incurred the highest costs from billion-dollar disaster events. Texas, Florida, and Louisiana disasters cost the most, each paying for more than $300 billion in damages (in 2024 dollars) since 1980.
  • Billion-dollar natural disaster costs from Texas, Louisiana, and Florida totaled more than $1.14 trillion since 1980.

Read the original article by clicking here.

Michael Snyder: A world of chaos and 50 things that you should stock up on

Snip20240825_20-Apocalypse

Important Takeaways:

  • Are you getting prepared? Right now, millions of Americans are stockpiling food and supplies in anticipation of what they believe is coming.  People are on edge due to the approaching election, the rapidly escalating war in the Middle East, the alarming natural disasters that we have been witnessing all around the world, and the potential for another great global pandemic.  In all my years, I have never seen more concern about the next 12 months as I am seeing at this moment.  There is a growing consensus that major history changing events are about to happen, and there are lots and lots of people that want to be well prepared.  In fact, Newsweek has reported that “doomsday prepping” has become a 2.46 billion dollar industry…
  • If you really want to be well prepared, you should consider everything that you will need if there is no power and you can no longer get anything from the stores because supply chains have completely broken down.
  • I have shared a list of 50 basic things that I believe that everyone should be stockpiling in a couple of my books, and today I would like to share that list with all of you…
  • #1 A Conventional Generator And A Solar Generator
  • #2 A Berkey Water Filter
  • #3 A Rainwater Collection System If You Do Not Have A Natural Supply Of Water Near Your Home
  • #4 A Large Emergency Medical Kit
  • #5 Rice
  • #6 Pasta
  • #7 Canned Soup
  • #8 Canned Vegetables
  • #9 Canned Fruit
  • #10 Canned Chicken
  • #11 Jars Of Peanut Butter
  • #12 Salt
  • #13 Sugar
  • #14 Powdered Milk
  • #15 Bags Of Flour
  • #16 Yeast
  • #17 Lots Of Extra Coffee (If You Drink It)
  • #18 Buckets Of Long-Term Storable Food
  • #19 Lots Of Extra Vitamins
  • #20 Lighters Or Matches
  • #21 Candles
  • #22 Flashlights Or Lanterns
  • #23 Plenty Of Wood To Burn
  • #24 Extra Blankets
  • #25 Extra Sleeping Bags
  • #26 Ammunition
  • #27 Extra Fans If You Live In A Hot Climate
  • #28 Hand Sanitizer
  • #29 Toilet Paper
  • #30 Extra Soap And Shampoo
  • #31 Extra Toothpaste
  • #32 Extra Razors
  • #33 Bottles Of Bleach
  • #34 A Battery-Powered Radio
  • #35 Extra Batteries
  • #36 Solar Chargers
  • #37 Trash Bags
  • #38 Tarps
  • #39 A Pocket Knife
  • #40 A Hammer
  • #41 An Axe
  • #42 A Shovel
  • #43 Work Gloves
  • #44 Lots Of Warm Socks
  • #45 Seeds For A Garden
  • #46 Canning Jars
  • #47 Extra Supplies For Your Pets
  • #48 A Substantial Emergency Supply Of Cash
  • #49 Bibles For Every Member Of Your Family
  • #50 A “Bug Out Bag” For Every Member Of Your Family

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With less than a month’s notice major insurance companies drop churches from coverage

Important Takeaways:

  • Major insurance companies drop churches from coverage as natural disasters become more frequent: ‘This does not make sense’
  • Due to a perfect storm of climate-related factors, stress has arrived at some ministry doors, leaving people concerned about the financial future of those churches.
  • The Baptist Paper reported that an “ongoing wave of disasters,” including hurricanes, wildfires, and floods, are combining with ballooning construction costs to send insurance companies into a panic.
  • As a result, church insurers have begun dropping “high-risk” churches — or charging exorbitant price increases — to recoup their losses.
  • Insurers are feeling the pressure in places like Texas, California, and Louisiana, all of which have seen an increase in extreme climate-related weather. Now, churches in those areas are scrambling to assess whether they can afford to continue paying insurance — or operating at all.
  • Without insurance, churches may not be able to function as community resources, serving vulnerable people from all walks of life.

Read the original article by clicking here.

FEMA burning through funds as increased Natural Disasters take us into the peak season

Tropical Storm System Brings Heavy Rain And Wind To Washington, D.C. Area

Important Takeaways:

  • The nation’s disaster agency is being stretched to the limit by a spate of storms and wildfires so far in 2024, and the busiest time of year for the Federal Emergency Management Agency is just beginning.
  • FEMA issued 100 disaster and emergency declarations — for 58 severe storms and flooding events and 42 fires — through the first week of August, according to the agency’s database. That is nearly as many as all of last year (114) and well past the 90 declarations of disasters and fire emergencies the agency issued in 2022.
  • It is still short of the all-time high of 315 declarations issued by FEMA in 2020, but with the expected active hurricane season ahead and the threat of wildfires continuing in the West, that record isn’t out of reach.
  • The flurry of emergency responses comes as FEMA shifts into what is known as “immediate needs funding” mode, in which new obligations not necessary for lifesaving and life-sustaining activities will be paused, the agency announced on Aug. 7.
  • And last week the Department of Energy announced it will invest $2.2 billion in projects to make the electrical grid more resilient.
  • Meantime, FEMA officials are anxiously waiting for Congress to return in September and consider providing additional disaster aid, including $9 billion for FEMA that was part of an administration request last October.
  • FEMA has said the deficit in its disaster relief fund could reach $6 billion by Sept. 30, the end of the current fiscal year.

Read the original article by clicking here.

After reading this I’m convinced that these Scientists are creating our Doom

Scrabble-tiles-Warning

Important Takeaways:

  • 3 Existential Threats That We Are Facing Right Now Which Could Potentially Result In Millions Of Dead Americans
  • In recent years, there has been one enormous crisis after another. We live at a time of major wars, global pestilences and billion-dollar natural disasters.
  • Today, our scientists are taking some of the deadliest diseases ever known to humanity and are purposely trying to make them “more infectious”. Here is just one example…
    • [Daily Mail report] The US government is spending $1million of American taxpayer money to fund experiments on dangerous bird flu viruses in collaboration with Chinese scientists.
  • According to the CDC, bird flu has a death rate of more than 50 percent in humans.
  • And these researchers want to make it “more infectious”?
  • And the head of the WHO is warning that the timing of the next great global outbreak is “a matter of when, not if”…
    • [Brietbart reports] At the World Government Summit, held in Dubai from February 12-14, Ghebreyesus told attendees his previous predictions came to fruition in the form of the 2020 coronavirus pandemic. Now, the W.H.O. director believes a new pandemic, for which the international community is ill-prepared, is on the horizon.
    • Renewing urgent calls for a global pandemic treaty to be agreed upon by May, Ghebreyesus dismissed suspicions of the treaty being a W.H.O. power-grab and called it “mission critical for humanity.”

Read the original article by clicking here.

Look back at 2022 in report of natural disasters in US

Satellite Image Hurricane Ian

Luke 21:25-26 “And there will be signs in sun and moon and stars, and on the earth distress of nations in perplexity because of the roaring of the sea and the waves, people fainting with fear and with foreboding of what is coming on the world. For the powers of the heavens will be shaken.

Important Takeaways:

  • Grim 2022 US Climate Report Details $165 Billion in Disaster Costs
  • NOAA cataloged 18 weather and climate-related disasters that each topped $1 billion in losses. “These disasters included six severe storms, three tropical cyclones, three hail events, two tornadoes and one each for drought, flood, winter storm and wildfire events,”
  • Total US disaster costs went over $165 billion
  • Hurricane Ian’s impact on Florida was a big driver behind that figure, accounting for $112.9 billion.
  • NOAA’s count of 1,331 tornadoes (near average number)
  • NOAA cataloged 66,000 wildfires that consumed 7.5 million acres, which was also near average
  • NOAA totaled the 2022 western and central US drought and heat wave cost at over $22 billion.
  • Water levels in the Mississippi River dropped so low critical barge traffic was interrupted.

Read the original article by clicking here.

White House asks Congress for funding on Afghanistan and hurricanes

By Trevor Hunnicutt

WASHINGTON (Reuters) -President Joe Biden’s aides on Tuesday asked Congress for billions in new funds to deal with hurricanes and other natural disasters as well as the evacuation of tens of thousands of people from Afghanistan.

The White House said in a blog post at least $24 billion in new money will be needed for disasters, including Hurricane Ida, and $6.4 billion will be needed for the Afghan evacuation and refugee resettlement.

The request for Congress to pass a short-term funding bill known as a continuing resolution underscored the financial strain posed by two crises that have occupied Biden in recent days.

It also set up a coming showdown with Congress over whether it will fund the full set of Biden’s policy priorities or even ongoing government functions by raising what is known as the debt ceiling.

About 124,000 people were evacuated last month from Kabul in a U.S.-led airlift of U.S. and other foreign citizens as well as vulnerable Afghans as the Taliban took control of the country during the chaotic American withdrawal from Afghanistan.

The evacuation was one of the largest airlifts in history but thousands of at-risk Afghans and about 100 U.S. citizens have remained behind.

Meanwhile, Biden was traveling in flood-damaged New Jersey on Tuesday, one of several states suffering in the aftermath of Hurricane Ida. The president has sought to highlight the financial toll of stronger storms whipped up by climate change.

Biden’s acting director of the Office of Management and Budget (OMB), Shalanda Young, said in a blog post that some of the temporary funding would go to still-unmet needs from prior hurricanes and wildfires even as the government responds to Hurricane Ida.

She also said most of the funds directed toward the Afghan effort would be for sites to process refugees from the country recently overtaken by the Taliban as well as public health screenings and resettlement resources.

The funding measure would give lawmakers additional time to negotiate over Biden’s proposals to spend trillions on new social safety net programs, infrastructure and other priorities he wants to fund with tax hikes on corporations and wealthy individuals.

Biden in May proposed a $6 trillion budget plan for the fiscal year that starts on Oct. 1, reflecting a sharp increase including measures for climate resilience. Lawmakers are also tangling over separate, Biden-backed legislation that would spent $1 trillion on infrastructure and $3.5 trillion on social safety net spending.

Young said the short-term spending bill “will allow movement toward bipartisan agreement on smart, full-year appropriations bills that reinvest in core priorities, meet the needs of American families, businesses and communities, and lay a strong foundation for the future.”

Congressional debate is expected to heat up in the coming weeks over whether lawmakers will raise the debt ceiling, the government’s ability to borrow to pay for programs it has already authorized. The Treasury is due to run out of money sometime in October.

Biden’s Democratic Party controls the House of Representatives and Senate by only narrow margins, with the balance of power at stake in elections next year.

(Reporting by Trevor Hunnicutt; Editing by Chris Reese and Alistair Bell)

Catastrophes set to drive 2020 reinsurance rates higher

FILE PHOTO: An "Emergency shelter" sign points to the Pedro Menendez High School ahead of the arrival of Hurricane Dorian in St. Augustine, Florida, U.S., September 2, 2019. REUTERS/Marco Bello - RC1823A64B90/File Photo

By Carolyn Cohn and Lena Masri

LONDON (Reuters) – Big insurance losses from hurricanes, wildfires and other natural disasters over the past two years are set to push reinsurance renewal rates higher in January, ratings agencies said.

After falling for several years due to competition and fewer natural disasters, renewal rates have started to climb in the past couple of years and for 2020 are set to rise on average by as much as 5%.

However, as Hurricane Dorian ravages the Bahamas and bears down on the United States, Fitch, Moody’s and S&P Global said some rates could jump by much more than that.

S&P said rates would likely rise by around 5%, Moody’s expected rises of 0-5%, while Fitch predicted 1-2%, in briefings ahead of the reinsurance industry’s annual conference in Monte Carlo which begins on Saturday.

Reinsurers such as Swiss Re, Munich Re, and the Lloyd’s of London market help insurers share the risks of disasters in return for part of the premium.

“It’s not a hard market but it’s a hardening market, there’s more positive momentum,” Ali Karakuyu, lead analyst at S&P Global, told a media briefing.

Fellow analyst David Masters said the industry was likely to see “mid-single-digit price increases” as a result.

Insurers are increasingly concerned about the impact of bad weather linked to climate change, with an increase in wildfires in California among the most costly in recent years, something S&P said could see rates there jump 30-70%.

“This market remains in disarray, which will fuel further rate increases,” a slide from the S&P presentation said.

Analysts at UBS estimated that the reinsurance industry is in an excess capital position of around $30 billion, but that an estimated $70 billion of natural catastrophe losses in 2019 could erode this excess capital.

Moody’s analysts said lines of business that have been performing badly over the last few years, for example due to losses related to hurricanes in the United States, would see price rises in the mid-teens.

Fitch Senior Director Graham Coutts said he expected average rates to rise 1-2%, similar to the increases seen in January 2019, although further rises could be seen depending on the scale of losses from Dorian and other hurricanes.

(Editing by Simon Jessop/Alexander Smith/Susan Fenton)

Preparing for disasters. Yes, it can happen to you.

Hurricane Michael survivor Yvette Beasley stands in her front yard during a wellbeing check by a 50 Star Search and Rescue team in Fountain, Florida, U.S., October 17, 2018. REUTERS/Brian Snyder

By Kami Klein

The statistics on a recent emergency preparation survey commissioned by the National Ad Council stated that 60 percent of Americans believe that preparation for natural or man-made disasters is of great importance to them, yet only an astounding 17 percent claim to be completely prepared for an emergency situation.  

Regardless of how many massive catastrophes people have seen on the news or heard of from friends or relatives, despite the ad campaigns on preparedness by communities and state governments, the common sense notion of preparing for an emergency gets pushed aside. This can and does have great consequences for whole communities.  

In 2016 the US Navy, Coast Guard, and Washington state’s National Guard created a full-scale, nine-day drill to test how well they could respond to a massive earthquake in the Cascadia Subduction Zone. That area covers Vancouver, Seattle, and Portland through northern California.

The 83-page report comes to many deeply concerning conclusions. The authors admit the systems are not ready, infrastructure would collapse, and they’d have a full-blown humanitarian crisis in ten days.

In the summations it was written:

“Through the two-year ramp-up and the culminating functional and full-scale exercises, the following overall conclusions can be drawn:  There is an urgent need for residents to prepare.  Despite the ongoing public education efforts and community preparedness programs, our families, communities, schools, hospitals, and businesses are not prepared for the catastrophic disaster that a worst-case earthquake would cause.”

According to the World Health Organization, every year natural disasters kill around 90,000 people and affect close to 160 million people worldwide. Natural disasters include earthquakes, tsunamis, volcanic eruptions, landslides, hurricanes, floods, wildfires, heat waves and droughts.

Emergency management professionals say people do understand that they should prepare for disasters but when it comes to something in life that creates fear and when you have never experienced a disaster situation personally, the human mind will rationalize and think “Those bad things won’t happen to me.” There are others who will also put the thoughts out of their minds and believe that rescue groups will bring what they need to their family in the event that they are in an emergency situation.  The reality of mass disasters proves over and over again that there is never enough help and many times it can be impossible to get to those that are affected because of great damage to roads and infrastructure.

Recently the massive flooding in our country’s breadbasket, caused by incredible storms and mountain snowmelt created islands of muddied silt instead of acres of farmland.  It has been weeks since this event and yet many communities have been without electricity and their water systems because crews are still having trouble getting to them. Worse yet, there have been round after round of intense storms, tornadoes and heavy rains contributing to the flooding of the Mississippi and Missouri Rivers which is impeding the recovery efforts.

Facts are best for combating fear. The weather is an unpredictable force. In the United States alone, we average, 8 hurricanes a year, 2 that are major.  Last year we experienced a whopping 66,535 earthquakes that average at a  2.5 and above. Every season, the U.S. will be pounded by at least 1,154 tornados. In 2018 alone there were 58,083 wildfires. The likelihood that at some time you and your family could be involved in a disaster situation is higher than any of us want to believe.

The responsibility of preparing belongs to every family. There are basics to have on hand that not only will help you survive the worst but give you security when those panicked moments arrive with little time to respond.  Food and water are top on the list along with flashlights, and a source to cook meals. While some emergency personnel recommends only a 72 hour supply, that number is quickly changing due to the increased knowledge found in experiencing these catastrophes to having “at the very least” a two week supply on hand.  

A very good resource for what you need for your emergency kits and supplies can be found at Ready.gov.  Professional emergency management teams encourage you to look at the posted guidelines in the same way as you do with your insurance policies.  Become “matter of fact” about the possibilities and simply begin. By taking one step at a time there will be no reason to feel overwhelmed.

If you need inspiration, please read the testimony “It can happen to you” by Evonne Richard. whose family survived the deadly storm April 27th, 2011 in Apison, Tennessee. This town had been home to her for over 30 years with never a tornado or disaster.  The community was wiped out, many dead and the aftermath quite chaotic. But only weeks before the storm, Evonne observed a billboard regarding “How to Prepare” and felt compelled to act on it.  Her story will inspire you to do the same.

We cannot count on government offices nor rescue groups to help us in times of disaster. Most will be overwhelmed.  These unexpected events will continue to come. Together we must learn to count on ourselves to have on hand what we need for survival.  It isn’t a whim, nor is it something to put off. With the statistics of the possibilities that can and will happen to most of us in a lifetime, it makes common sense!!   

Morningside believes strongly in the practice of preparing.  We want you to be ready for anything to help your family and your community. In order to stay on the air and support this ministry, Morningside does have special offers of survival items including food, generators, water filtration, and other great items. These items are well researched and in most cases at a reduced price from items you can find online.  Don’t forget that you can also check out PTLshop.com YOUR faith-based shopping network!

Start Preparing!  It is one of the few things in life you will never regret.  

 

YOUR MONEY: Renovating after a natural disaster? Planning is key

FILE PHOTO: Damage caused by Hurricane Michael is seen in Mexico Beach, Florida, U.S., October 16, 2018. REUTERS/Terray Sylvester/File Photo

By Beth Pinsker

NEW YORK (Reuters) – For the Parkers of Houston, Texas, there will be no summer vacation this year because they are still paying off the dent in their finances left by 2017’s Hurricane Harvey.

The couple joins a growing list of people forced to renovate or completely rebuild their homes after a natural disaster, as severe weather events wreak damage throughout the country and spending in their wake drags out over multiple years.

Fixing up homes after a natural disaster barely used to register in home renovation data. A new survey released June 5 by the home site Houzz.com shows that 6% of home renovators in 2018 were addressing damage from a natural disaster, which jumps to 12% for such renovations over the past five years.

Regionally, those numbers are continuing to climb, said Nino Sitchinava, Houzz principal economist, particularly for California, Texas and Florida.

The Joint Center for Housing Studies of Harvard University has also been looking into the impact of natural disasters on the home renovation market.

“We’ve been studying home improvement for 25 years and losses from national disasters haven’t been on the radar. Suddenly, we’re seeing this pop up as a significant share,” said Kermit Baker, director of the remodeling future program at the Harvard center.

In 2016-2017, the most recent year reported by the center, spending on disasters repairs exceeded $27 billion in the United States, against $14 billion in 1996-1997.

Preparing for a disaster is drastically different than paying for a planned kitchen makeover.

“You have to prepare, prepare, prepare. Whatever that means, to you – do it,” warned William Begal, an independent consultant based in the Washington, D.C. area who ran a renovation company for 18 years.

PAYING THE PRICE

The Parkers now know all of this first hand. When their house in the Linkwood neighborhood flooded, there were some things they needed to do right away, yet they are still spending two years later.

The presence of water means you have to move fast. They had to rip out carpet and drywall themselves, and then hire a crew out-of-pocket before any insurance adjustor came around.

They also could not live in their house while it was being fixed, so they forked out $3,000 a month for a rental.

Once the insurance kicked in, they received a small sum from an escrow account a few weeks after the flood, and then had to wait for the project to be 50% complete before they got more. They did not get the final payment until the project was done.

“It was key we had stashed away an emergency fund so we were not spiraling downward,” said Angie Parker, 38, who is a personal fitness trainer in the Houston area.

Parker said she spent many hours on the phone with the insurance company, crying sometimes, being aggressive when she had to be.

Luckily, the family had flood insurance, which was a requirement for their mortgage in a flood-prone neighborhood.

Most people, however, do not have flood insurance, and this further delays rebuilding efforts.

Yet, there were still issues. An inadvertently checked box on a form meant the contents of their house were not covered. So they were out more than $100,000 for furniture, clothing and housewares, and lost all their appeals to have those covered.  

Jerry Linebaugh, an investment advisor representative who owns JLine Financial near Baton Rouge, Louisiana, had a similar experience when his office flooded after a rain event in 2018 that was not even a named storm – just heavy rain over three days.

“You have to have a cash reserve, you have to have your insurance in line, you have to do disaster drills,” said Linebaugh, who had planned for the worst ever since Hurricane Katrina hit nearby.

Linebaugh had a system set up to transfer his office lines to cell phones and keep his operations going from hotel rooms and his employees’ homes.

He had six months of operating expenses to float his business. And he needed all it, because he did not have flood insurance.

It was four months before Linebaugh won an appeal with his business insurance policy to cover losses based on an inland marine clause, which worked for him because the damage started with water coming in through a bathroom drain.

“Probably thousands of people didn’t get that claim check because they didn’t know about that,” said Linebaugh.

(Editing by Lauren Young and Bernadette Baum)