Louisiana residents without flood insurance face uncertainty

Paul Labatut carries damaged furniture through flood water outside her home in St. Amant, Louisiana, U.S

By Sam Karlin

BATON ROUGE, La. (Reuters) – Quenton Robins watched on Sunday morning as a giant metal claw clamped down on his mother’s ruined belongings, snapping wooden cabinets with an audible crack as the operator of a giant mechanized arm slowly cleared a mound of debris from her yard in Baton Rouge.

Five feet (1.5 meters) of water swept through the homes in the quiet Park Forest neighborhood just over a week ago, shocking residents who had been told they did not live in a flood zone.

“It’s not a flood zone,” said Robins, a 27-year-old Navy veteran. “At least it didn’t used to be.”

As efforts in Louisiana turn from rescue to recovery, renters and homeowners who do not have flood insurance are facing an uncertain financial future.

Private insurers do not cover flood damage and flood insurance in the United States is underwritten by the Federal Emergency Management Agency. Homeowners who live in designated high-risk flood zones are required to carry flood insurance if they have a federally backed mortgage.

In Louisiana, an estimated 42 percent of homes in high-risk areas have flood insurance, according to FEMA. Only 12.5 percent of homeowners in low and moderate-risk zones do.

Many of the areas hit hard by record rainfall last week were not considered at high risk for flooding.

Those residents without flood insurance are eligible for up to $33,000 in FEMA individual disaster assistance funds, although most will likely receive less than that, based on payments following other major disasters.

After Hurricane Katrina in 2005, FEMA paid $6.6 billion to approximately 1.07 million households and individuals in Louisiana, Mississippi and Alabama, an average of just over $6,000 per grant, according to agency figures. Superstorm Sandy in 2012 produced an average payout of under $8,000 for about 180,000 residents of New York and New Jersey.

FEMA spokesman Rafael Lemaitre said the individual assistance is intended to supplement insurance and to provide short-term relief for immediate needs.

“It’s not designed to make survivors whole again,” said Lemaitre, adding that FEMA recommends all homeowners obtain flood insurance regardless of the risk in their area. He also said residents could apply for low-cost loans from the Small Business Administration.

FEMA has approved more than $55 million in aid so far and some 106,000 Louisiana residents have registered for emergency assistance after the record floods, which killed at least 13 and damaged more than 60,000 homes.

U.S. President Barack Obama plans to visit Baton Rouge on Tuesday.

Down the street from Robins’ mother, retired widow Betty Bailey sat in the shade of her carport, waiting for her damaged possessions to be taken away.

Bailey, who did not have flood insurance, said she moved to the neighborhood in part because it is not in a flood zone. When she applied for FEMA aid, she said they recommended she look into loans to cover her losses.

“How do they know I can afford a loan with all the bills I already have?” Bailey said. “That’s not right.”

Looking out at her neighborhood, Bailey added, “Some of these houses will never be built back.”

(Additional reporting and writing by Joseph Ax; Editing by Bill Trott)

Louisiana assesses flood damage as residents return to soaked homes

Flooding in Louisiana clean up

By Sam Karlin

GONZALES, La. (Reuters) – Ron Allen set out electric fans at his rental property in southeastern Louisiana on Wednesday, hoping to dry floors that had been swamped by nearly a foot of water.

“We’ve got to pull out the wood, pull out the vinyl. But first we gotta get the water out,” said Allen, 66. “This has never happened before.”

Record floods have been blamed for at least 13 deaths and damage to about 40,000 homes. Authorities have only begun assessing the devastation.

Rains that started last Thursday have dumped more than 2-1/2 feet (0.76 meters) of water on parts of Louisiana.

The American Red Cross has called the flooding the worst disaster in the United States since Super Storm Sandy hit the U.S. East Coast in 2012.

“Thousands of people in Louisiana have lost everything they own and need our help now,” Brad Kieserman, vice president of disaster services operations and logistics for the Red Cross, said in a statement.

As of Wednesday afternoon, shelters across the state were housing 5,435 people, according to the Louisiana Department of Children and Family Services.

U.S. President Barack Obama signed a Louisiana disaster declaration on Sunday and ordered federal aid to supplement state and local efforts.

The White House said on Wednesday that Obama had directed the Federal Emergency Management Agency to “utilize all resources available” in responding to the flooding.

Swollen creeks and bayous were still overflowing on Wednesday in downstream communities such as Gonzales, as recovery efforts were beginning around Baton Rouge.

In Livingston Parish, east of Baton Rouge, at least 75 percent of homes were flooded, the sheriff’s office said on Facebook. The parish includes Denham Springs, where about 90 percent of the homes and every local school took in water, Mayor Gerard Landry told local radio station Talk 107.3.

Landry said he thought it could take two to three months to reopen schools.

“These folks that have flooded, they don’t have shoes. They don’t have underwear. They don’t have shirts. They don’t have toilet paper,” he said in the radio interview on Wednesday. “All the basic essential needs, they don’t have.”

For Terry Lyon, 56, the devastation was all too familiar. His trailer was destroyed 11 years ago in Hurricane Katrina, which struck the U.S Gulf Coast and left more than 1,800 people dead.

Lyon’s apartment in Baton Rouge flooded on Saturday, and he and his wife drove to stay with relatives on dry ground in Ascension Parish. By Monday evening, many there were underwater.

“I’ve never seen water come up like this and come after us,” said Lyon, standing outside a shelter in Gonzales, Louisiana. “I never dreamed it could get this bad.”

(Reporting by Sam Karlin; Additional reporting by Bryn Stole in Baton Rouge, La.; Writing by Letitia Stein; Editing by Tom Brown, Toni Reinhold)

Eleven dead, thousands of homes ravaged in Louisiana floods

Residents use a boat to navigate through the floods in Louisiana

By Sam Karlin

BATON ROUGE, La. (Reuters) – Search-and-rescue operations were still underway on Tuesday in Louisiana, where at least 11 people have died in severe floods that damaged about 40,000 homes, state officials said.

Emergency crews had already plucked more than 20,000 people and 1,000 pets from flooded areas after a storm that broke records for 24-hour rainfall in multiple locations, Governor John Bel Edwards told reporters.

Rain-swollen rivers are receding in much of the state, but state officials warned of remaining dangers. Some communities in southern Louisiana could see waters crest later in the week, according to national forecasters.

More than 8,000 people slept in emergency shelters on Monday night, unable to return to their homes, Edwards told a news conference. The state planned to impose curfews on Tuesday night in the parishes with widespread damage.

“This is a historic flooding event,” Edwards said. “It’s unprecedented.”

The storm dumped more than 2-1/2 feet (76 cm) of rain near Watson, Louisiana, from Thursday to Monday morning, the highest total reported, according to the National Weather Service.

In Abbeville, Louisiana, a 125-year-old record for 24-hour rainfall was shattered with 16.38 inches (41.61 cm) reported from Friday to Saturday, the weather service reported.

In some water-ravaged areas, houses flooded to rooflines, and coffins floated away. Motorists were trapped on highways. U.S. President Barack Obama issued a disaster declaration on Sunday, with a total of 20 parishes approved by Tuesday for federal assistance.

Already, 40,000 residents have registered for disaster aid, Edwards said.

In hard-hit Denham Springs, residents were gutting waterlogged homes, dumping soaked carpets and mattresses.

Sonya Mayeux was still in disbelief. On Saturday, she awoke at 9 a.m. to rising, knee-deep water in her backyard. By 11:30 a.m., the water was nearly above her white SUV.

A neighbor rescued her family by boat. Ultimately, her house flooded nearly to the roof.

“The water just came up so fast,” she said.

“VERY LARGE DISASTER”

Craig Fugate, head of the Federal Emergency Management Agency, told reporters the “very large disaster” was affecting more people than flooding in March that left at least four dead and thousands of homes damaged in Louisiana and Mississippi.

Louisiana will mark the 11th anniversary this month of Hurricane Katrina, which killed more than 1,800 people when floods overwhelmed levees and broke through flood walls protecting New Orleans on Aug. 29, 2005.

Louisiana’s confirmed death toll from the latest flooding rose to 11 on Tuesday, the state Health Department said. By parish, it reported five fatalities in East Baton Rouge, three in Tangipahoa, two in St. Helena, and one in Rapides.

Among those killed was Bill Borne, the founder and former chief executive of Amedisys Inc, a provider of home health and hospice care. Officials said he drowned near his home in East Baton Rouge Parish.

(Additional reporting by Ian Simpson in Washington, Colleen Jenkins in Winston-Salem, North Carolina, and Bryn Stole in Baton Rouge, Louisiana; Writing by Letitia Stein in Tampa, Florida; Editing by Tom Brown)

Two dead as flood tears through Maryland town

By Ian Simpson

WASHINGTON (Reuters) – Flooding from torrential rain killed two people in Ellicott City, Maryland, with floodwaters washing through the U.S. town’s historic downtown, collapsing a street and sweeping away cars, officials said on Sunday.

Ellicott City received almost 6 inches (15 cm) of rain in two hours late on Saturday as thunderstorms moved through the region, causing the Tiber, a tributary of the Patapsco River, to break its banks, officials said.

Howard County Executive Allan Kittleman said the flooding in Ellicott City, about 35 miles (56 km) northeast of Washington, was worse than that from Hurricane Agnes in 1972.

“I don’t believe there’s ever been a flood and the devastation that we’ve had overnight in Ellicott City,” he said in an interview with Baltimore’s WBAL NewsRadio.

County spokesman Andy Barth said a man and a woman were killed. The woman’s body was recovered from the river overnight.

Barth said every business near the river on the town’s historic Main Street had suffered major damage, including building fronts torn off and doors stripped away.

In all, at least four properties were completely destroyed and another 20 to 30 buildings were badly damaged, Kittleman said in a statement.

Howard County officials posted a photo on social media of a glass and wood storefront with its foundation ripped away, leaving a void where wooden struts were installed as a work crew tried to stabilize the building.

Governor Larry Hogan declared a state of emergency, as did Kittleman. The declarations allow aid to be released more quickly for Ellicott City, which has a population of about 65,000.

Firefighters rescued about 120 people and emergency workers were also dealing with a water main break, Howard County said in a statement. On a video posted online, men formed a human chain to get a woman trapped by raging waters out of her car.

Television footage showed a downtown street collapsed, power poles down, mud-covered roads and cars tossed onto one another.

(Reporting by Ian Simpson in Washington and Alex Dobuzinskis in Los Angeles; Editing by Adrian Croft and Marguerita Choy; Editing by Michael Perry)

Flood kills 22 people in India, 170,000 homeless

A man rows a boat as they pull out a horse from the flooded river Ganga in Allahabad

NEW DELHI (Reuters) – Flash floods triggered by torrential rain have killed at least 22 people in India and forced more than 170,000 from their homes, officials said on Monday, as forecasters predicted more downpours in coming days.

India’s monsoon rains, though vital for agriculture, regularly bring death and destruction. The rain was 35 percent above average in the week that ended on July 6, the weather office said.

Twenty people were killed in the central state of Madhya Pradesh where 70,000 people were left homeless as water rose to dangerous levels along parts of the Narmada river.

Firemen waded through thigh-deep water to rescue women and children in flooded villages while rescue teams used inflatable boats to reach people stranded in urban areas.

“Thousands of people will be evacuated today. We are working on a war footing mode to set up relief camps,” additional home secretary Basant Singh said in Bhopal, the state capital.

“The health department is distributing medicines to prevent outbreak of water-borne diseases.”

Stormy weather also ravaged parts of the remote northeast.

Heavy rain pounded the tea-growing, oil-rich state of Assam killing at least two people. About 100,000 people were forced to take shelter on higher ground, officials there said.

The rain has also swelled the Brahmaputra river, which flows into Bangladesh, to dangerous levels.

Assam Chief Minister Sarbananda Sonowal ordered officials to distribute food, clothing and medicines to people who could not return to their homes.

(Reporting by Biswajyoti Das in GUWAHATI Rupam Jain in NEW DELHI, Editing by Tommy Wilkes, Robeert Birsel)

Texas Brazos River surges, Houston braces for flooding

A house is flooded by water from the rain-swollen Brazos River in Richmond, Texas

By Jim Forsyth

SAN ANTONIO (Reuters) – The Brazos River in Texas surged to its highest level in more than a century on Wednesday, triggering floods in which at least six people have died.

Forecasters predicted more rain as the Brazos rose to levels not seen since 1913. The National Weather Service reported that the river hit 54.49 feet (16.6 meters) at Richmond, Texas, about 4 feet (1.2 meters) above the flood record set in 1994.

“This level of water in the river has not been seen in many of our lifetimes and we urge residents to heed these warnings,” Jeff Braun, director of the emergency management office in Fort Bend County, said on the agency’s website.

About 120 water rescues have been carried out in Fort Bend County, southwest of Houston. Evacuations were ordered over the past few days in areas spanning several counties, the website said.

A storm system dumped up to 22 inches (55.9 cm) of rain in just a few hours, killed at least six people last week, local authorities said.

In Simonton, in Fort Bend County, officials provided transportation to help residents leave their homes as well as security to prevent looting. The American Red Cross opened more shelters in the Houston area.

The National Weather Service forecast more rain for the Houston region through Sunday as a slow-moving storm system approached from the west.

Several rivers in southeastern and eastern Texas were in “major flood stage.” While relatively rare, forecasters have seen a number of such events in Texas over the past year, said National Weather Service meteorologist Patrick Burke.

More than 20 inches (50.8 cm)of rain have fallen over some parts of southeast Texas during the last month, 8 inches (20.3 cm)to 10 inches (25.4 cm) above normal, Burke said.

(Additional reporting and writing by Suzannah Gonzales, Ian Simpson and Brendan O’Brien; Editing by Colleen Jenkins and Jeffrey Benkoe)

Floods kill At least 55 in Pakistan

Residents use a bridge covered with floodwater after heavy rain in Nowshera District on the outskirts of Peshawar, Pakistan

By Asad Hashim

ISLAMABAD (Reuters) – Flash floods triggered by heavy rain in Pakistan have killed at least 55 people and rescuers were trying on Monday to help thousands of survivors including some cut off by a landslide in a mountain valley, officials said.

The weather system that brought the unusually heavy rain was expected to move northeast, towards northern India, although more isolated storms were expected in northern Pakistan, the Meteorological Department said.

Yousuf Zia, a disaster management official in Khyber Pakhtunkhwa province, said nearly 150 homes had been destroyed and tents and blankets were being distributed to the homeless.

“There are 30 people stranded by a landslide in the Kohistan Valley where we have sent a helicopter to rescue them,” Zia said.

Forty-seven people were killed and 37 injured in Khyber Pakhtunkhwa, Zia said, while eight people were killed in Pakistani-administered Kashmir, officials there said.

Landslides caused widespread damage to roads and communication infrastructure in the Pakistani side of Kashmir, they said.

One of the worst-affected districts was the Swat Valley, northwest of the capital, Islamabad, where 121 mm (4.76 inches) of rain fell on Sunday, the Meteorological Department said.

Flash flood watches issued in four Southern states ahead of thunderstorms

Portions of four Southern states are bracing for the possibility of flash flooding later this week.

The National Weather Service on Monday issued flash flood watches for parts of Texas, Oklahoma, Arkansas and Louisiana ahead of a series of thunderstorms that is expected to bring anywhere between three and 10 inches of rain to those regions between Tuesday and Thursday.

The flash flood watch states the heaviest rains are expected in eastern Texas, western Louisiana and southwestern Arkansas, increasing the risk of flash flooding in those communities.

The storms are expected to bring lighter precipitation totals across the Great Plains, South and Midwest over the next three days, and National Weather Service forecasts indicate that some parts of Missouri, Illinois and Mississippi could all receive three or more inches of rain.

Residents of all of the affected states are encouraged to monitor their local forecasts.

The service also said there is a slight chance of severe thunderstorms across the Southern Plains tonight, but had yet to issue any watches or warnings for those storms as of 1 p.m. Central time.

The flash flood watches come after California was hit with heavy rains over the weekend.

The National Weather Service’s unofficial totals show more than 10 inches of rain fell in parts of Monterey, Santa Clara and Santa Cruz counties between Friday morning and Monday morning.

The weekend storms also brought more than two feet of snow and wind gusts that topped 60 mph to some mountainous areas, the service said, including an 88-mph gust near Mount Diablo.

Those topped trees and power lines, knocking out power to thousands of homes and businesses.

Utility company PG&E said reported more than 265,000 of its customers in the Bay Area lost power during the storm, though all but 8,700 had their service restored as of Sunday morning.

Radar showed some California communities were receiving additional rain and snow Monday, and the National Weather Service warned that some areas could see another 10 inches of snow.

U.S. warns citizens to be ready to leave Iraq if Mosul dam collapses

BAGHDAD (Reuters) – The United States warned its citizens to be ready to leave Iraq in the event of what it has said could be a catastrophic collapse of the country’s largest hydro-electric dam near Mosul.

Iraqi officials have sought to play down the risk but Washington urged its citizens to make contingency plans now.

A U.S. security message cited estimates that Mosul, which is northern Iraq’s largest city and under control of Islamic State insurgents, could be inundated by as much as 70 feet of water within hours of the breach.

Cities downstream on the Tigris River such as Tikrit, Samarra and the Iraqi capital Baghdad could be inundated with smaller, but still significant levels within 24-72 hours.

“We have no specific information that indicates when a breach might occur, but out of an abundance of caution, we would like to underscore that prompt evacuation offers the most effective tool to save lives of the hundreds of thousands of people,” the security message said.

Iraqi Prime Minister Haider al-Abadi said on Sunday precautions were being taken, but described the likelihood of such a scenario as “extremely small”.

Islamic State seized the dam in August 2014, raising fears they might blow it up and unleash a wall of water on Mosul and Baghdad that could kill hundreds of thousands.

The dam was recaptured two weeks later by Iraqi government forces backed by air strikes from a U.S.-led coalition, but the disruption of maintenance operations has increased the likelihood of a breach.

An Italian company has been awarded a contract to make urgent repairs to the dam, which has suffered from structural flaws since its construction in the 1980s and requires constant grouting to maintain structural integrity.

Iraq’s minister of water resources said earlier this month there was only a “one in a thousand” chance the dam would collapse, and that the solution was to build a new dam or install a deep concrete support wall.

(Reporting by Isabel Coles; Editing by Mark Heinrich)

India Death Toll Rises to 270 as Heavy Rains, Floods Continue

The 100-year rains that have brought massive flooding to the coastal Indian state of Tamil Nadu are now to blame for at least 270 deaths, according to the latest reports on Thursday morning.

Al-Jazeera reported the death toll increase, saying that 14 inches of rain fell on the state’s already-waterlogged capital city of Chennai on Tuesday. Forecasts called for more rainfall.

India traditionally receives significant rainfall during its monsoon season, but this year’s rains have been reported to be the heaviest in a century. Al-Jazeera reported Thursday that Tamil Nadu usually only receives less than two inches of rain during the entire month of December.

The flooding was particularly significant in Chennai, one of India’s most populous cities and a major player in the country’s automobile industry. Reuters reported Thursday that 3 million people lacked access to basic services as a result of the floods, with one resident telling the news agency some people had all of their belongings washed away and had gone days without food.

The city’s flooded airport has been closed through at least Sunday, the BBC reported, and some train services have also been suspended. The military was deployed to aid in the relief efforts.

Reuters reported Thursday that Indian military personnel rescued 2,000 Chennai residents and that the country’s prime minister, Narenda Modi, has promised $150 million in relief funding.

But Assocham, an Indian trade association, said in a news release that it believes the flood could cause a financial loss of $2.25 billion as Chennai “has come to a virtual standstill and is in the grip of fear and panic.” In addition to the crippling effects on the city’s auto industry, Assocham said the engineering, tourism, information technology and textile sectors were also badly hit.

Rescue efforts were reportedly continuing, as water levels had not receded. Apart from the heavy rainfall, experts told Reuters that drainage been hampered by faulty design and garbage buildup.

Earlier published reports indicated the rainfall drove at least 200,000 people from their homes, and some unaffected residents were using social media to invite the displaced into their houses.

Modi blamed the significant rainfall on climate change, Reuters reported, and some experts have also said that the El Nino weather pattern could have intensified the monsoon season.

United Nations officials have warned that this year’s El Nino is expected to be one of the three worst in the past 65 years, and may interact with climate change to create unprecedented effects.